BizLogic
Launch a fintech faster
Go live with lending, deposits, or payments without a multi-year build program.
See BizHeart →BizLogic · Agentic AI · Fintech · Low-code · Any domain
Agentic AI, fintech products, and enterprise apps — built to ship.
Mando is the low-code foundation for apps across your organization — fintech or not. BizHeart is the modular fintech engine — +35 Lego capabilities across every financial process. Obo delivers digital onboarding on top of it. Agentic orchestrates intelligent, governed automation across your stack.
Built for banks, fintechs, cooperatives, enterprises, and retail — across Latin America.
Channels
Web
Mobile
APIs
Obo
Digital onboarding
BizHeart
Fintech engine · +35 Lego
Mando
Low-code / No-code · Any domain
Integrations
Bureaus
CRM / ERP
Cores
AI / ML
KYC / IDV
BO
Agentic
MCP / RAG · Chats
Demo
See AI-driven onboarding in action
Play the interactive walkthrough — Obo intake, Agentic chat, bureau scoring, and governed approval. Then book a walkthrough tailored to your stack.
Agentic · Obo onboarding
Online · governed by policy v2.3
KYC
Pending
Bureau
—
Score
—
Decision
In progress
Ready for a live walkthrough?
Tell us about your onboarding flow — we'll show Obo, Agentic, and BizHeart on your use case.
Book a demo
What are you trying to improve?
Pick the business outcome. We'll show you the shortest path with the right BizLogic product.
Onboard customers digitally
Obo — specialized digital onboarding on BizHeart and Mando: identity, scoring, feasibility, and approvals.
Try the demo →Automate credit decisions
Configurable scoring, rules engines, and external ML — governed and auditable.
See decisioning →Reduce manual back-office work
Mando — low-code apps across business and technical domains, inside or outside fintech.
See Mando →Automate with governed AI
Agentic — document intelligence, cascade scoring, customer dialogue, and automated underwriting inside your policies.
See Agentic →Integrate ML and bureau data
Orchestrate external models and intelligence providers inside production workflows.
See integrations →Compose your stack over time
Subscribe to one product today — expand to a full operating stack as you grow.
Explore products →How the products fit together
Mando is the delivery foundation · BizHeart is the modular fintech engine · Obo is specialized onboarding · Agentic is governed intelligent automation across the stack.
Mando
Foundation layer — powers BizHeart and rapid app delivery across industries and business units.
The application platform for your whole organization. Build operational, customer-facing, and technical tools without long ERP or custom dev cycles.
- Multi-app, multi-user, multi-entity, multi-brand
- Business and technical domains — not limited to fintech
- API, database, and webhook integrations
- No-code configuration plus managed JavaScript
BizHeart
Core engine — modular capabilities across every financial business process, built on Mando.
Join all pieces to run a credit fintech, payment fintech, or full financial institution. Or dock only the modules you need into your ecosystem.
- Credit, transactional, operational, risk, CX, accounting, data
- AI-integrated scoring, rules, fraud, and external ML
- Integrates with Agentic for governed production automation
- No third-party silos when you compose the full stack
Obo
Specialized layer — digital onboarding only, on top of BizHeart + Mando.
Everything required to acquire and onboard customers digitally: landings, auth, KYC, feasibility, scoring integrations, and governed approvals.
- Simulators, product request landings, self-service sign-up
- Multi-flow, multi-entity, multi-product onboarding
- Identity, e-sign, bureau, and ML provider integrations
- Governed approve / refine / reject with BizHeart + Agentic
Agentic
Governed AI agents across BizHeart, Obo, Mando, and your integrations — document intelligence, scoring cascades, customer dialogue, and automated underwriting.
Explore use casesProduct
Agentic · Intelligent orchestration
A governed AI product that sits across BizHeart, Obo, Mando, and your integrations — MCP and RAG patterns for production workflows, not experimental chatbots.
Data & integrations
Bureaus · CRM · cores · email · documents · Mando APIs
Perception & memory
Embeddings · RAG · workflow context · event streams
Agent orchestrator
Agentic MCP — goals, task routing, dependencies
Governed capabilities · click to explore
Policy & guardrails
Risk limits · regulatory rules · human-in-the-loop · audit log
Execution & outcomes
Approvals · stipulations · core sync · customer notifications
Mando · Low-code across the company
Not just fintech back-office — Mando delivers applications rapidly across industries, business domains, and technical stacks. BizHeart and Obo are built on it.
Explore Mando- Configure BizHeart Lego pieces and Obo onboarding flows without long dev cycles
- Build any operational, customer, or technical app on the same platform
- Deploy Agentic for document intelligence, scoring cascades, and underwriting automation
- Start with Obo or a BizHeart module — expand the stack as you grow
BizHeart · A Lego box for fintech
Each piece is a business capability — dockable, functional, and scalable. Join them all to run any fintech business without third-party silos. Or attach only the pieces you need to your existing ecosystem.
+35 business capabilities
Dock only what you need
Scale across every process
Credit
Loans
Credit origination
Credit scoring
Crowdfunding
Warranties
Credit bureau
Transactional
Payments gateway
Aggregator
Transaction processing
Banking cards
Pockets
Transfers
Conciliation
Deposits & savings
Savings
Checking accounts
Deposit certificates
Pockets
Risk & fraud
AML
Frauds
Operational risk
Debit / credit rules
Operational
Fees
Collect & pay
Back-office collect
Payroll collect
Check exchange
Embargos
Customer experience
Customers MDM
Digital channels
Associates
Portfolio sales
Accounting & finance
Accounting
Taxes
Billing
Regulatory reports
Documents
Data & other
Self-service analytics
Retail business sales
Endorsements
Other services
Built for your existing stack
Hosted on AWS with native connectors to CRM, ERP, identity, bureau, and payment platforms — no rip-and-replace.
Plus core banking systems, regional bureaus, and custom endpoints via Mando's integration engine.
Enterprise signal
Trusted by banks, fintechs, and enterprises in emerging markets.
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Banks, fintechs & processors on BizLogic products
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End users across onboarding, lending, and payments
In the press
Built for production from day one
Governed decisioning, secure operations, and multi-entity scale — designed for regulated financial services.
Governed decisioning
Scoring, rules, and feasibility under your policies — auditable outcomes, not black-box AI.
Secure by default
Role-based access, encryption, and data protection aligned with emerging-market requirements.
Operational visibility
Monitor flows, integrations, and transaction pipelines across entities and products.
About BizLogic
We are an R&D-driven software company. Mando is our company-wide low-code platform — for operational, customer, and technical apps in any domain. BizHeart is the modular fintech engine built on it. Obo is our specialized digital onboarding solution. Agentic is our intelligent orchestration product — governed AI across documents, scoring, customer interaction, and underwriting. Together they let organizations launch and scale without building everything in-house.
Ready to launch your next product?
Join banks, fintechs, cooperatives, and enterprises building on BizLogic.